Rewards: Earn 3% cash back on high-spend categories. Personal / Credit Cards / Cardholders / Manage My Card. Travel redemptions through RBC Travel portal (non-ION cards) 1: Charitable donations: 1: RBC financial products: 0. . 50 in credit for the same number of points. S. recommended credit score: 660. 99% Cash Advance. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. bank account and credit card balances. Buried deep in the T&C's fine print, the points are devalued at 0. RBC ION Visa Review. Get 6,000 Avion points on approval with the RBC ION Visa. 20. recommended credit score: 650. Get a 0. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. 33 cents per Avion point. 99%. 5X Avion points for every $1 spent 1 on:. 75% on all the stated categories* and 0. 5X Avion points for every $1 spent 1 on:. RBC Visa CreditLine for Small Business; RBC Personal Deposit Accounts. 25 points per $1 spent. $19. 99% on cash advances. 99%. RBC ION Visa. , RBC Direct Investing Inc. RBC ION Visa. $4 charged monthly (low Annual Fee of $48) 2. NET VALUE $925+ ANNUAL FEE $120. 99% interest rate on purchases and 22. Cash Advance: $5. and Canadian accounts instantly – for free 8. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. Earning Avion Points. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Fees of this are: (i) one-time fee of up to 3% of the total purchase amount converted to an Installment Plan, charged within 3 business days from the date of conversion, orMy RBC ION+Visa review up to this point has concentrated on the earn rate and perks. 5 points per $1 spent . Learn about the top cards for newcomers. Benefits. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Call to book an appointment to open a bank account over the phone or by video conference. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. The ION+ Visa is a member of the Avion Rewards family and falls in the premium tier. The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. We’ll have a more detailed post on the two new cards. RBC. 99% on cash advances. 3,500 points. With the RBC Avion Visa Infinite Card, you can use 12,000. Rewards: Earn 2% unlimited cash back in up to 3 categories of your choice plus 0. You can. Rewards: Earn 25% extra points on travel-related purchases. 33% when you redeem 15,000 points for a. Newcomers to Canada can apply for a car loan with no credit history through RBC. Find out if the RBC Visa Classic Low Rate Option is right for you. RBC Cash Back Mastercard. Insurance for mobile devices, purchase security, and an extended warranty. Check out our RBC Avion Visa Infinite card review for more details. RBC ION Visa. 20. 1 - 5 of 5. RBC ION+ Visa. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. 99% interest rate on cash advances and balance transfers for the first 10 months. $0. 99%The RBC ION Visa helps you earn rewards on the important purchases you make in your everyday life such as groceries, rideshares, daily transit, digital gaming, streaming and subscriptions. Start earning, get perks, have access to exclusive experiences, events and much more. RBC cardholders, get exclusive offers. Get 6,000 Avion points on approval with the RBC ION Visa. Read review. 25x Avion Elite points on all travel purchases. 99% (21. Royal Bank RBC ION+ Visa Compare Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! † Apply Now Annual Fee: $48 Additional Card: $0 Purchase Rate:. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Compare. 5x points for every $1 spent on groceries, gas, digital purchases etc; and no Annual Fees. In this review, we will discuss the card’s earning potential, four significant benefits, two drawbacks, and additional relevant information. Pay U. 3 Avion points for every $1 spent on grocery, dining, food delivery. Get up to 55,000 Welcome Points. Then, you remove the deductible from this number:RBC ION Visa. RBC Visa Classic Low Rate Option RBC ION™ Visa. 99% interest rate on cash advances and balance transfers for the first 10 months. RBC ION Visa. 20. Redeem your Avion Rewards points to pay bills, pay down your credit card balance or even send money to friends with Interac e. 1. RBC Bank is running an early year promotion as part of its Avion Rewards program. Additional Card: $0. PDF Form: French. Welcome offer: Get an additional 10% cash back after spending $1,000 in the first 2 months ($100 value). 20. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. Earn up to 35,000 bonus Scene+. The Redemption Schedule allows you to book flights for a fixed number of Points, depending on the travel destination and the price of the airline ticket. RBC ION Visa. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. The fee could be reduced to $10. Grocery—Satisfy your taste buds while earning points on groceries. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. With a 19. Dollar Visa Gold Card, and several others; You can qualify for up to a $15,000 credit limit. RBC credit cards comprise of numerous travel, rewards, low-interest, cash-back, and student and business cards. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. 15,000 Avion points for a round-trip ticket, with a maximum base fare of $350. 99%. Choice of account – Open a TFSA, RRSP, FHSA or non-registered investment account. Keep up with your RBC Bank U. Download Application Form. , RBC Global Asset Management Inc. Here are the details on each of the cards: RBC ION+ Visa. Virtual Visa Debit; Direct Deposit; Additional Account Services; Get iPad with an eligible account Credit Cards. Apply by December 6, 2023. RBC Ion Visa with a "Special Offer" of 3,500 points upon approval; earn 1. The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. 99% on cash advances. 31, 2024 1 when you load the offer and shop. Earn 1 RBC Rewards point for every $2 spent on all other purchases 1. Opens in a new window. RBC ION Visa Rewards : Earn 1. Issuing an additional card is free of charge. 3,500 points. Here’s what your payout would be: Depreciated value = 500 – (500 x 2% x 6 months) = $440. Read More. opens in a new window. RBC Avion Visa Infinite Card. and get a 0. Opens in a new window. In the My Services box, select View Your Credit Score. 99% if you reside in Quebec) Additional Fees. 5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC Rewards Centre and 1 point on everything else. S. Choose any airline, any flight, any time. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. Meet Wise - Your Alternative To Bank Accounts. Get more details in this RBC Cash Back Mastercard review. The RBC cashback card was my first card. FOREX FEES Yes. These are cards that you load with funds and use until the loaded money runs out. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. RBC ION Visa: 6,000 bonus points * 1. As far as I can tell, the Cash Back. 5 points per $1 spent . 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. 95 or $5 by using the Value Program . 3,500 points. Scotiabank Scene+ Visa vs. recommended credit score: 660. , Royal Trust Company or The. 5 points per $1 spent . (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC ION Visa. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. The date you or the Royal Bank cancels your RBC credit card account; or 2. recommended credit score: 750. 7 stars. Eligible RBC Credit Cards: RBC® Avion® Visa Platinum‡, RBC® Avion® Visa Infinite‡, RBC® Avion® Visa Infinite Privilege‡, RBC® Avion® Visa Infinite Privilege‡ for Private Banking, WestJet RBC Rewards® Visa‡, RBC® IONTM Visa‡, RBC® ION+TM Visa‡,. This card is a game-changer, offering a fantastic 1. The RBC ® ION Visa is an entry-level product, which comes with no annual fee. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Limited time offer. Search RBC. 99% on purchases and 22. , RBC Global Asset Management Inc. Yes, the Avion card is worth it but ONLY if you used their special flight redemption award chart. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. damage to insured items purchased with RBC ION+ Visa card and/or with your Avion® points for ninety (90) days from the date of purchase. Check out the best credit card from RBC -- the Royal Bank of Canada--Canada's biggest bank. , Royal Trust Company or The. But we do not recommend these uses because of the low value. BalanceProtector Max insurance for Your RBC credit card balance. RBC Royal Bank Visa‡ CreditLine for Small Business ("CLSB") RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards. No annual fee. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 20. Interest Rates. $39. RBC RateAdvantage Visa review. Refer to RBC page for up-to-date offer terms and conditions. 5x Points. Enjoy luxury travel benefits and exclusive privileges. Annual Fee Rebate. In this guide. Should you have an Avion Rewards eligible product, you can simply sign into Avion Rewards through the Avion. , RBC Global Asset Management Inc. Earn 1. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. 5 Avion points per dollar for :. . 5x Avion on grocery purchases, transportation purchases,. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). In this RBC ION Visa review, I’ll go over the earn rate, benefits, and why this card is ideal for students and those looking for a no fee credit card. View all. For example, if you have the RBC ION Visa or RBC ION+ Visa card you are an Avion Premium member which makes your travel redemption rate is 172 points to $1. Additional Card:$0. It’s time to discuss the benefits of your insurance now. $0. RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered. Compare Credit Cards1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 5 points for. BONUS 55,000 Avion. Keep up with your RBC Bank U. WestJet RBC ® MasterCard ‡. Scotiabank Passport Visa Infinite Card. Compare Cards Now Compare Cards NowApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). RBC ION Visa: $399 35,000 welcome Avion points on approval 1. 1. 99% on purchases and 22. 5x Avion points per $1 spent on groceries, gas, public transit, streaming, digital gaming, and subscription purchases. Add Another Card. Additional cardholder(s), as well as existing cardholders of any. bills and review your transaction history. S. 99%. Simple and affordable protection to help ease the burden of outstanding balances of up to $25,000 on your RBC Royal Bank credit card, should the unexpected happen. Unlock powerful benefits with RBC Vantage every day. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. 7,500 Avion points for a one-way ticket, with a maximum base fare of $175. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. Find a Branch; Call 1-800-769-2511; EmailCard Details. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. Rewards: Earn 3% cash back on high-spend categories. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Pay U. Transfer money between your RBC U. 71% to 2. Annual Fee:RBC ION Visa. There's really not much to complain about with this card. bills and review your transaction history. There are also two new credit cards that have been introduced which fall into the Avion Premium level. Our review. 1. At either 7,500 points for $175, or 15,000 points for $350, you’ll score a redemption rate of up to 2. You don’t want to spend a lot on annual fees – The monthly fee of $4 is reasonable for the earning rate and benefits you get. Still a pathetic offering, given the crap conversion of 172 AV to $1. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. por Arya Arruda; 21/09/2023RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite, or R Avion Visa Platinum Account (“ Personal Avion Account”). 1. Annual fee: $139. Apply by November 30, 2022 ^ The ION Visa is a no annual fee card while the ION+ moves to a monthly subscription model with a fee of $4 per month ($48. With superior roadside assistance 24 hours a day, 365 days a year throughout Canada and the Continental U. Plus get innovative benefits with the no annual fee RBC ION Visa. 99% for 10 months balance transfer + cash advance offer. Call 1-800-565-3129. $0. Earn 1 Avion point for every dollar you spend 2. Email. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. 3,500 Avion points (“Welcome Points”) will appear within the first two monthly statements. Hometrust. RBC ION Visa Card. National Bank. 99% (21. RBC ION Visa Credit Card. When it comes to managing your money as a student, Wise has you covered. 14%. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC ION Visa. RBC ION Visa. , Royal Trust Company or The. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Scroll down to the box on the right-hand side labelled My Services. Start Application Online. recommended credit score: 660. 99% on cash advances and balance transfers | Credit. Examples include the RBC ION Visa and Scotiabank Scene+ Visa Card. The RBC ® ION+ Visa is good option for casual travellers who spend on grocery, dining, food delivery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions each month to make it worth the additional $4 monthly fee, when compared to the basic RBC ® ION Visa. Earn 20,000 RBC® Avion points upon spending $5,000 in the first six months †. Eligible Credit Cards. Depending on how certain merchants are categorized by Visa’s “Merchant. RBC ION Visa. 5X Avion points for each dollar spent on daily needs and 1 Avion point on every 1 dollar spent on select qualifying buys. Interest rates: 19. No annual fee; Earn 1. Updated. We’re here to protect more than just your finances. Business banking clients will receive 5% cash back on the first $3,000 of their total spend (a value of $150). RBC ION Visa. Visa Cash Back Card. 99% (21. , RBC Global Asset Management Inc. rankings and reviews. Excellent cash back credit card. The notification will show the type of device used, as well as your location and the date and time of the login attempt. Competitive RBC rewards credit card. Pay With Points. $4 charged monthly (low Annual Fee of $48) 2. RBC ION Visa. 6,000 points. Annual Fee rebated every month for students with eligible accounts. RBC ION Visa Card. RBC ION+ Visa. Cardholders get 1. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. 5% cash back¹ on all. In the world of travel rewards credit cards that’s nothing spectacular. AimFinance review: Get a personal loan in 24-48 hours. 5 Avion points for every $1 spent on groceries, rideshares, daily transit, digital gaming, streaming, subscriptions and more. ca, the RBC Cash Back Mastercard gives an annual return of 1. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. The RBC ION Visa card is an entry-level card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. Review the CreditView Dashboard agreement and select I Accept & Continue. Access to real people – get trusted advice from our expert Portfolio Advisors by phone or. Call 1-800-769-2511. The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. Earn 1. Earn 1. 35,000 points. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. 99%. S. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. *. Transfer money between your RBC U. Reviews. 4. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. Avion RewardsCredit Cards. Skip to main content. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. Earn 1. With a lower annual fee and better returns, the. 1. RBC ION Visa product rating: 3. 20. Best for No Fee: RBC ION Visa. Germany. Annual Fee $499. Grocery—Satisfy your taste buds while earning points on groceries. Minimum income requirement: $60,000 personal or $100,000 for household income. FirstReport TM runs on technology that safeguards more than 500,000 2 Canadians against identity theft and online fraud. Scotiabank. 1; No annual fee; View Card Details. RBC ION Visa. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. You can earn 1. With this promotion, they get $72. , Royal Trust Company or The. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). The big thing is there is no annual fee. 0. ^. Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases 1. 99% $0 Min.